North Point Financial Advisors

NPFA's Low Risk Portfolio Still Ahead of The Overall Market -- Even After "Super Rally"

The market’s oversold rally continued through April and outperformed our low volatility portfolio by a considerable amount.  For the first four months of 2009, however, our program has still outperformed the overall market by more than 300 basis points despite a record-shattering two month market rally.  Since inception in the summer of 2007, the low risk strategy has outperformed the market by an amazing 5800 basis points.

 

Going forward, we will continue to invest based on the statistical probability that the market will not continue to gain eight percent per month.  If the market continues to rally at the pace of the last two months, the Dow will be at 128,000 in three years.  Not likely.

 

We expect the market to consolidate its gains of the past two months over the summer, moving more or less sideways for a period of time.  That should be a great environment for the income generating feature of our low risk approach.

 

For more information on the Low Volatility Growth and Income Portfolio, call our office at (770) 751-8701.

NPFA's Low Volatility Growth & Income Portfolio Avoids Majority of Market Losses in Q1 2009

The number from Q1 2009 are in and our Low Volatility Growth & Income Portfolio again dodged a good portion of the market losses in the quarter.

For the first three months of the year, our portfolio was down only 1.6% versus a double-digit, 11.6% loss for the S&P 500.

Since inception in 2007, the Low Volatility Growth & Income Portfolio has produced profits of more than 16% while investors in the S&P 500 have suffered through losses of over 45%.

NPFA Low Risk, Growth & Income Portfolio Posts 9% Gain in 2008

(Alpharetta, GA)  North Point Financial Advisors Low Risk, Growth & Income Portfolio posted a 9% gain in 2008, compared to an overall 38% loss for the stock market as measured by the S&P 500.

NPFA's Low Risk Portfolio utilizes a core position of stock index exchange-trade funds, complimented by options positions that help reduce downside exposure while generating steady monthly income.

To view NPFA's portfolio performance for 2008, click here:

NPFA Growth & Income Portfolio Results for 2008

NPFA Clients Avoid Monday's 500-Point Massacre

Just a quick note to reassure our valued clients that, despite the turmoil in the banking and brokerage system and Monday 500-point selloff in the Dow Jones Industrial Average, all client funds are secure.  We do not place client funds with any of the investment houses that are currently in financial difficulty.

In fact, preliminary data indicates that clients in our Low Risk, Low Volatility Portfolio actually made money on Monday due to the fact that we had our clients positioned for the possibility of a significant market selloff.

The Low Risk, Low Volatility Portfolio invests in Exchange Traded Index Funds and utilizes other financial instruments to ensure that client portfolios are protected against sharp drops in the market.

For the first eight months of 2008, the Portfolio produced gains of 8.1% and has gained over 17% since inception last year.

For more information on the Low Risk, Low Volatility Portfolio performance, go to:

http://npfa.typepad.com/news/Performance.html

Or, visit our corporate website at:

www.NorthPointFinancialAdvisors.com

North Point Financial Advisors Announces Spectacular 15.8 Percent Return in First Year of New Portfolio Strategy

(Alpharetta, GA) -- Despite one of the worst stock market performances in several years, Alpharetta,Georgia based North Point Financial Advisors, Inc. today announced that it’s Low Risk Growth and Income Portfolio gained a spectacular 15.8 percent in the year ending July 31, 2008.

North Point’s return for investors of 15.8 percent over the past 12 months far outpaced the S&P 500’s loss of 12.9 percent over the same one year period.  Even an aggregate measure of hedge fund performance, the Barclay Hedge Fund Index, produce negative returns of 2.0 percent over the past year.

 

“We are very proud of the double digit positive returns we have been able to generate for our clients in the Low Risk Growth and Income Portfolio over the past year,” said North Point President and Chief Investment Officer Mike Kennedy.  “When you consider that so many investors lost money in traditional stocks, mutual funds and even hedge funds, our approach of reducing risk, limiting losses and generating income has been validated as a solid strategy.”

 

North Point’s Low Risk Growth and Income Portfolio can profit in rising markets, falling markets or even markets that have no significant trend.  Unlike hedge funds, North Point manages client funds in individually managed accounts with complete accounting transparency, real-time online balance information and immediate access to funds.

 

For more information, contact Mike Kennedy at (770) 751-8701.

 

About North Point Financial Advisors:  North Point Financial Advisors is an Alpharetta, Georgia

based Registered Investment Advisor specializing in limited risk, low volatility investing where preservation of capital is paramount.  North Point Financial Advisors Low Risk Growth and Income Portfolio simulates the types of strategies available from hedge funds and other alternative investment managers, but in an individually managed account with no lockup periods and real-time account balances and positions viewable online.  Past performance is not necessarily indicative of future results.

Stock Market/Warren Buffett Hammered in June; Our Low Risk Portfolio Shines Again

 

Coming off a tough second quarter of 2008 and the worst June for the stock market in almost 80 years, I wanted to pass along some good news regarding the performance of our Low Risk, Low Volatility portfolio.

 

As you know, it is our strong belief that limiting losses and generating monthly income are more important contributors to portfolio growth over time than capital gains.  In particular, limiting losses allows us to take advantage of the next bull market in stocks from a much higher account value than would be possible in a “traditional” portfolio approach.  During the first six months of 2008 and, in particular, the month of June, our strategy was verified and rewarded.

 

Although the S&P 500 had it’s worst June since the Great Depression and even Warren Buffett suffered his worst six months of investment performance in almost 20 years, our Low Risk, Low Volatility Portfolio was up 1.1 percent for the month and has posted a 6.8 percent profit for the year so far.

 

What makes our strategy unique among those offered by most other advisors, is our ability to profit on our downside insurance (put options) during bear markets while collecting income month after month through the conservative strategy of selling covered call options.  In fact, since we began offering the Low Risk, Low Volatility Strategy to our clients last year, our stock positions have hardly moved from where they were last summer.  The 16.3 percent profit we have posted over the past year has been realized from downside insurance and income-generating strategies.

 

Looking forward into the second half of 2008, we will of course continue to tightly manage downside risk.  We believe that, while the market will continue to be impacted by inflationary concerns and developments in the presidential and congressional elections, the primary influence on market direction will be oil and gasoline prices.  We believe that one of the only catalysts that could drive any sort of a meaningful market rally before the end of the year would be a welcome decline in oil and gasoline prices.

 

For our latest performance statistics, go to www.npfa.typepad.com/news/performance.html

 

To request information about opening an account, go to www.northpointfinancialadvisors.com/contact.php

NPFA's Low Risk/Low Volatility Portfolio continues to outperform...

The month of May was another good one for the North Point Financial Advisors Low Risk, Low Volatility Growth Portfolio.

All three posted gains for the month, however our proprietary portfolio significantly outperformed our benchmarks year-to-date with gains of 5.6% compared to a 4.6% loss for the S&P 500 and a .55% loss for the Barclay Hedge Index.

Since inception of the Low Risk, Low Volatility Strategy in the summer of 2007, we have endured a collapse in the US Dollar, a meltdown in the housing a credit markets and skyrocketing energy prices outperform the S&P 500 by a remarkable 1878 basis points (18.78 percentage points).  Throughout this period of volatility and uncertainty, our largest monthly accout drawdown was only one percent. 

The goal of North Point Financial Advisors Low Risk/Low Volatility Growth Portfolio is to produce steady growth in client accounts with strictly limited/reduced downside risk and significantly reduced volatility regardless of market conditions or direction.

For the latest performance statistics click here.